It may be a nuisance to everyone involved, but it's also a financial transaction that will involve your auto insurance in Redlands, CA.
According to the U.S. Census Bureau, there are approximately 10 million car accidents every year. Fortunately, a large majority of them are non-fatal and involve very little damage And while fender benders are a disruption in terms of safety, it also means an inconvenient transaction is about to take place. Even the smallest of collisions should be reported to your insurance company to prevent any more damage. When you're involved in a fender bender, and don't know exactly what you should do, following these steps should get you going in the right direction.
- Pull over and call 911
After stopping and turning on your hazard lights, make sure that everyone is okay. Even if no one is hurt, if there's real damage and the battle between insurance companies is on the horizon, it's a good idea to call the authorities. It isn't against the law to just exchange information and go your separate ways, but bringing in a third party will only help you.
- Exchange Information
Your insurance company and the other driver's company need each other's information to know who is who and who is going to be paying for the damages.
- Take photos
If you have a smartphone, it can be helpful to take pictures of the damages done to both cars, the other car's license plate number, and a picture of the other person's drivers license. If you can find an eye-witness and collect their contact information as well, that's even better.
Being involved in a fender bender is a major inconvenience, but it's a bigger inconvenience to not be insured and having to pay for all the damages out-of-pocket. Invest in the right
auto insurance in Banning, CA policy will work to keep you safe whenever you and your child behind the wheel of your vehicle.
Contact the independent insurance professionals at Little & Sons Insurance Services for all of your car insurance needs in Banning, Beaumont, Calimesa, and surrounding California areas. We will
work with you to file a
claim, and be there when you need us.
