Your home is your sanctuary from the world. It’s a place of safety and security. Our goal, at Little and Sons Insurance Services is to make sure you are able to recover that safe and secure feeling in your home as quickly as possible if something ever happens.
The important things to expect from your home insurance policy are:
When purchasing insurance to cover the repair or rebuilding of your home, keep in mind that it will typically cost more than the current market value of your home to replace, repair, or rebuild your home.
Things like new code requirements, building practices, etc. will have a huge impact on the costs of rebuilding. Also keep in mind that most home insurance policies do not cover floods, earthquakes, etc. You will need to purchase additional, specific policies for those events.
Auto insurance is necessary in the state of California. We offer a wide range of coverage options that go well beyond the state minimum requirements.
Remember when shopping for insurance that your policy must account for bodily injury and property damage liability, medical payments or personal injury protection, collision, comprehensive, and uninsured/underinsured motorist coverage in order to provide adequate protection for you and your family.
We recommend a minimum coverage amount of $100,000 liability injury per person and $300,000 liability coverage per incident.
In addition to the full range of auto insurance coverage you expect from your insurance agency, we also provide the following coverage: