Do you know what the minimum amount of auto insurance in Redlands, CA is required by the state of California?
All states have financial responsibility laws that either explicitly require you to purchase at least some auto insurance. Even though coverage requirements vary from state to state, you will typically need to buy some level of liability coverage. There are other types of insurance which are a good idea to have, but not legally required. It all depends in which state you live. Know what kind of auto insurance is required by the state of California, and what kind of auto insurance in Redlands, CA coverages exist for you.
California's State Requirements
The minimum amount of auto insurance that's required by the state of California is,
bodily injury coverage and
property damage liability with the minimum liability limits being 15/30/5.
Auto Insurance Coverage: The Basics
Auto insurance coverage is normally broken down into separate components:
- Liability coverage: This protection for claims made against an insured, where someone else receives the damage.
- Collision coverage: This provides coverage for losses that the insured suffers when their vehicle suffers damage.
- Comprehensive coverage: This provides coverage for losses that are the result of a non-collision accident (i.e. a rock hitting your windshield)
- Medical coverage: This will provide coverage for various medical expenses incurred by the insured as a result of an accident€”regardless of who was at fault.
- Underinsured motorist coverage: This provides coverage for losses that the insured and others sustain when the coverage your policy has does not meet the necessary amount.
- Uninsured motorist coverage: This provides coverage for losses that the insured and other sustain for the negligence of another driver that does not carry auto insurance.
Investing in the right
auto insurance in Redlands, CA policy will work to keep you safe whenever you are behind the wheel of your vehicle.
Contact the independent insurance professionals at Little & Sons Insurance Services for all of your car insurance needs in Banning, Beaumont, Calimesa, and surrounding California areas. We will work with you to find the coverage you deserve, all at the right price to fit your budget.
