Auto insurance in Banning is often filled with confusing language, but with this auto insurance translator, you will know exactly what you get.
It is easy to feel intimidated after skimming through an auto insurance policy and reading all of the confusing auto insurance jargon. It seems like auto insurance companies are trying to make it as confusing as possible to keep you in the dark. But the reality is that these contracts are much,
much shorter because of these so-called "insurance" words. Here are a few keywords for auto insurance in Banning that may confuse you and what they mean in English.
Adjuster
The adjuster is the person that reviews and inspects all damages and injuries that came from an accident and approves claims payments.
Claim
This is the formal request to an insurer for reimbursement under your auto insurance policy.
Comprehensive Coverage
As opposed to collision coverage, a comprehensive policy provides coverage against damage caused by things other than a collision, like a fire, theft, vandalism, falling rocks from a mountainside (or from space), missiles, tree branches, and other such things.
Deductible
A deductible is the amount of money you have to pay out of your own pocket before your auto insurance steps in and pays the rest - up to the covered limit. For example, if your deductible is $500 and the repair is going to cost $3,000, you pay $500 and your insurance company pays the remaining $2,500.
Premium
This is your monthly payment. It is based on your driving record, your car make and model, and your age.
The only way to be financially protected is by having the right
auto insurance in Banning. You need a policy that will work to keep you safe whenever you are behind the wheel of your vehicle.
Contact the independent insurance professionals at Little & Sons Insurance Services for all of your car insurance needs in Banning, Beaumont, Calimesa, and surrounding California areas. We will work with you to find the coverage you deserve, all at the right price to fit your budget.
