Ensuring Your Coverage Extends To Your New Ride
When it comes to new car buying and auto insurance, things can get a little tricky. Many individuals who are excited to be purchasing a new car fail to call their insurers first, which can often result in a surprisingly expensive premium increase. Despite common disbelief, your insurance rates are largely dependent on the car you drive. So upgrading from your 97' Honda to a 2015 Mercedes Benz will inherently increase your premium a substantial amount.
Therefore, when car shopping, it is important that you are responsible when it comes to insurance. This means discussing the possibility of a new car on your policy before you head to the dealership. During this conversation, it is also important to ask your insurer about how long your existing coverage will cover your new ride. After all, the last thing you want is to drive off the lot and get in an accident and be without coverage. Making the call beforehand will allow you to drive off the lot knowing that any possible perils that meet you during your drive home will be covered.
However, it is not enough to just make the call beforehand. Your insurer will likely extend your existing coverage to cover your new ride for only a short period of time. After that allotted time is up, you will want to schedule either an in-house meeting or phone call to discuss coverage for your new car. Upgrading vehicles often calls for an increase in insurance coverage and limits, so be prepared to pay more than just monthly payments.
Serving Redlands, Beaumont, Banning, Calimesa, and all of California,
contact Little & Sons Insurance Group for all of your
auto insurance needs. We will provide you with the confidence necessary to continue car shopping and will extend your coverage to protect your new ride once you have made the final decision.
Ensuring Your Coverage Extends To Your New Ride
When it comes to new car buying and auto insurance, things can get a little tricky. Many individuals who are excited to be purchasing a new car fail to call their insurers first, which can often result in a surprisingly expensive premium increase. Despite common disbelief, your insurance rates are largely dependent on the car you drive. So upgrading from your 97' Honda to a 2015 Mercedes Benz will inherently increase your premium a substantial amount.
Therefore, when car shopping, it is important that you are responsible when it comes to insurance. This means discussing the possibility of a new car on your policy before you head to the dealership. During this conversation, it is also important to ask your insurer about how long your existing coverage will cover your new ride. After all, the last thing you want is to drive off the lot and get in an accident and be without coverage. Making the call beforehand will allow you to drive off the lot knowing that any possible perils that meet you during your drive home will be covered.
However, it is not enough to just make the call beforehand. Your insurer will likely extend your existing coverage to cover your new ride for only a short period of time. After that allotted time is up, you will want to schedule either an in-house meeting or phone call to discuss coverage for your new car. Upgrading vehicles often calls for an increase in insurance coverage and limits, so be prepared to pay more than just monthly payments.
Serving Redlands, Beaumont, Banning, Calimesa, and all of California, contact Little & Sons Insurance Group for all of your auto insurance needs. We will provide you with the confidence necessary to continue car shopping and will extend your coverage to protect your new ride once you have made the final decision.
