Flood Insurance in California

Protect Your Home with Flood Insurance from Little & Sons Insurance Services

Living in California, we're no strangers to the power of nature. While our state is known for its sunshine, we also face the risk of floods. At Little & Sons Insurance Services, we offer comprehensive flood insurance policies designed to protect your home and belongings from flood damage. As a local agency based in Banning, CA, we're more than just an insurance agency; we're your neighbors.

Why Flood Insurance is Essential for California Residents

Flood insurance is a specific type of insurance coverage that protects your home and personal property from flood-related damages. It's important to note that flood damage is typically not covered by standard homeowners insurance policies, making it crucial for homeowners in flood-prone areas to consider this additional coverage. We serve residents in Banning, Beaumont, Redlands, San Jacinto, and Palm Springs, offering a variety of insurance options to ensure you get the coverage that fits your needs and budget.

Understanding the Coverage Provided by Our Flood Insurance

• Building Property Coverage: This part of the policy covers the physical structure of your home and its foundation, electrical and plumbing systems, central air and heating systems, attached bookcases, cabinets, and paneling, and a detached garage (up to 10 percent of your home insurance coverage).
• Personal Contents Coverage: This part of the policy covers personal belongings such as clothing, furniture, electronic equipment, curtains, portable appliances, freezers and the foods within them, and certain valuable items like original artwork.

Our team of experienced insurance professionals is dedicated to helping you understand your policy options. We believe in insurance education, empowering you to make informed decisions about your flood insurance policy. We're here to guide you every step of the way, ensuring you feel confident and secure with your coverage.

Get Your Personalized Flood Insurance Quote Today

Are you ready to protect your home with a flood insurance policy from Little & Sons Insurance Services? Contact us today for a personalized quote. We're here in Banning, CA, ready to serve you.