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The Importance of Renewing Your Workers Compensation

Little & Sons Insurance Group / Commercial Insurance  / The Importance of Renewing Your Workers Compensation

The Importance of Renewing Your Workers Compensation

Insurance Claim FormWhile you may think the purchase is the most important part, it is equally as vital to renew your worker’s compensation policy. Worker’s compensation is one of the most beneficial insurance policies a business owner can obtain. Worker’s compensation will not only provide your employees with protection if they become injured or ill, but it will also provide you with security against lawsuits from those incidents.

Accidents are inevitable, which is why the state of California requires all businesses to obtain worker’s compensation protection. Medical expenses and lost wages are granted through your worker’s compensation policy for anyone whose injury or illness is directly caused by work operations.

As an employer, it is imperative that you are always looking for ways to cut costs wherever possible. In doing so, it is important that you review your worker’s compensation policy annually. This will ensure that each of your employees is receiving optimal protection and you are maximizing funds.

In cutting worker’s compensation costs, it is your responsibility to enforce sound safety precautions. When your employees are properly trained and know which safety precautions must be taken, you will see a significant decline in the amount of worker’s compensation claims that are filed. At your next company meeting, we suggest that you hold a safety demonstration to remind everyone of how important safety in the workplace is. Additionally, make sure that the staff member who trains all new employees is relaying important safety procedures to newly hired employees. This will ensure that safety measures are taken right from the get go.

Contact Little & Sons Insurance Services for all of your California business insurance needs. We will guide you through the process of renewing your worker’s compensation to ensure that each of your employees is receiving optimal protection.

Little & Sons Insurance Services

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Little and Sons Insurance Services is your complete insurance resource. Since we were established in 1922, we assist individuals and business owners with all of their insurance needs, whether it be for auto, home, or commercial insurance. As an independent, full-service insurance agency, our duty is to our clients’ best interests.

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