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Things You Didn't Know Commercial Insurance Could Cover

Things You Didn't Know Commercial Insurance Could Cover Things You Didn't Know Commercial Insurance Could Cover

Dec 18, 2018

Commercial Insurance

Additional Business Insurance Coverage 

As a business owner, you do your best to protect your company. While you may have property and liability coverage already in place, you may need to consider additional insurance for proper protection. Take a look at these lesser-known commercial insurance coverages.  
  • Cyber Liability
Technology has greatly advanced the way businesses operate and how successful they can be. However, with the rise of technology come unique risks. Hackers are getting smarter, which means cyber breaches are a real threat for businesses of all sizes. If your business experiences a cyber breach, you can fall back on cyber liability insurance to help recover and repair your data and reputation. Learn how to keep company data safe to avoid cyber breaches.  
  • Ransom
You can add kidnap and ransom insurance coverage to your professional liability insurance policy so that you have funds available if you are ever held hostage. Granted, you may have to travel a lot, have an up-and-coming business, or be a hotshot to require this coverage, but it is worth considering.  
  • Key Employee
Every employee plays a vital role in your business's operations. However, you may have one employee that goes the extra mile every time. Without this person, you know your business would surely be worse off. Key person insurance is designed to help your business stay afloat if that person were to suddenly pass away.   Do you need additional coverage? To find the best policies to meet your needs, contact the experts at Little & Sons Insurance Services. Serving Banning and the surrounding cities in California, we are ready to assist you with all your insurance needs.
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