Terrorism risk business insurance may be a welcome addition to your commercial insurance portfolio.

One of the first steps in opening your own business is making sure it is protected with the right insurance policies. While there are many general coverage options that you have probably considered, such as flood and property damage liability, have you considered terrorism coverage? While unfortunate, terrorist attacks are a part of today's society. The recent terror attack in San Bernardino may have been enough to have you questioning how much coverage you would have if your business became a target. Adding terrorism coverage to your general liability policy can help to give you the coverage you deserve. The Terrorism Risk Insurance Act (TRIA) is a Federal safety net that was put into place to cover businesses in case of damage or injuries that are the result of terrorist attacks. If you do not think that your business is at risk for a terror attack, you may want to think again. If your business is located in a high-risk area, such as near a large commercial center, airport, government center, or financial center, your business could easily become a target. Even if your company is not the target, a terror attack on a surrounding building could lead to serious damage to your property. Keeping your company protected with the right business insurance policies can help to give you the coverage that you need in case of any disaster. Contact Little & Sons Insurance Services for all of your commercial insurance needs. As an independent insurance company serving Calimesa, Beaumont, Banning, and surrounding California areas, we will work with you to make sure that you have the coverage that you deserve, all at the right price.