Lesser-Known Professions That Need Insurance
For some businesses, insurance is compulsory. It is an essential coverage that is needed to protect the company. However, there are some business owners that do not understand their need for insurance and, therefore, go without. These lesser-known businesses require insurance to protect their future and finances.
Drone Usage
If you're using a drone for business use, whether in an aerial photography company or to assist you at work, insurance is necessary. A policy that allows the pilot to hold adequate levels of insurance as to meet their liability in an event of an accident is the only policy acceptable, which is why liability insurance would be necessary. From bodily injury to a member of the public or damage to someone else's property, you should be covered.
Nonprofits
Unfortunately, being a nonprofit does not waive liability for employee accidents, wrongful termination, or harassment suits. Nonprofits may need a wide range of insurance, from Directors and Officers insurance to liability and cyber liability.
Home-Based Businesses
Running a business from the comfort of your home offers great benefits, but it does pose unique risks. If you work from home, your home insurance may not cover your business's dealings. As a result, you may need to secure general liability, commercial property, professional liability, and cyber liability insurance.
To find the best policies to meet your needs,
contact the experts at Little & Sons Insurance Services. Serving Banning and the surrounding cities in California, we are ready to assist you with all your insurance needs.
