Reviewing Your Insurance Cover for the New Year
In 2019, you want to lose weight, save money, and live better. Although these are all resolutions that are worth pursuing, one of the most important New Year's resolutions you can make is to conduct a thorough review of your insurance coverage. Doing so helps you to ensure your policies are in line with your lifestyle, assets, and budget. As a result, you stay better protected.
Before you give your insurer a call, it's wise to jot down a few life events, milestones, or anything major that has changed from last year or when you last reviewed your policy. Think about if you are driving more miles each year, if you've got a teen who is about to start driving, or if you have switched to working from home more days a week. As a homeowner, conduct a home inventory so you know how much coverage will adequately protect your belongings.
While it's good to think about your current policy, it's also worth discussing additional coverage with your insurer. For example, flood and earthquake damages are not included in standard homeowners insurance - could you benefit from coverage? Do you want to add towing and roadside assistance coverage to your auto insurance now that your vehicle is older? Your insurance agent will be able to assist you in determining any needed insurance coverage.
Working with a Little & Sons Insurance Services agent on your annual insurance review will be one of the easiest New Year's resolutions to carry out.
Contact us today to get started.
