Do you wonder whether renters insurance is worth the cost? Here are few points that can help you determine whether a policy would meet your needs and protect your assets. 1) Your lease may require renters insurance. Be sure to check. 2) If you experience a theft or lose valuable property, your landlord's insurance will not cover you. 3) If you or a visitor start a fire or otherwise damage the property, your renter's insurance policy should cover some or all of the cost. 4) If your landlord or a visitor sues you for damage or injury, your insurance can help protect your savings and other financial assets by covering costs related to a lawsuit or settlement. 5) Without renters insurance, you will most likely have to use your personal savings to replace lost, damaged or stolen property. 6) Renters insurance can cover your television, personal devices, computers/laptops, game consoles and personal valuables like jewelry. 7) Renters insurance may be much more affordable than a comparable homeowners policy, because your landlord insures the property itself. Little and Sons Insurance can answer any questions you have about renters insurance in the Beaumont area. Contact them to learn more or get a quote.