Getting Ready for College With The Right Coverage

Insurance Implications For New College Students Just because your teen just said goodbye to high school and is ready to enjoy summer before college begins does not mean that you can enjoy a completely responsibility-free break. When it comes to getting ready for college, there are a wide range of preparation measures that must be conquered first. We have created an insurance guide for getting ready for college so that you and your excited college students can get ready in no time. An Insurance Guide for Getting Ready for College:

• Auto Insurance - If your teen will be journeying north to attend college and will be bringing their car with them, you will need to call your auto insurance carrier to make sure you comply with all laws and regulations set forth by their new state of residency. However, you still need to make a call to your insurer if they will be flying east and leaving their car home with you. Simply making this call can land you the resident student discount where you can save money since your teen won't be driving while away.
• Renters Insurance - College students that choose to rent a place with friends or by themselves must obtain renters insurance coverage. Since these policies are extremely affordable, there is no reason to sacrifice the protection of your personal property. Opt for a standard policy and pay less than $150 a year on their coverage.
• Homeowners Insurance - Is the dorm life the path your new college student will be taking? If so, you may be able to include coverage for their personal belongings under your homeowners insurance policy. This will depend on the value of the items they will be bringing with them to the dorm.

Is your teen ready for college? Serving Redlands, Banning, Calimesa, Beaumont, and surrounding Southern California cities, contact Little & Sons Insurance Group for all of your California homeowners, auto, and renters insurance needs. We will insure your new college student to the fullest!