Insurance 101: Protecting Your Mobile Home

Mobile home products include somewhat different coverage options than traditional homeowners insurance. Coverage options also differ from RV coverage in some significant ways.

Consider these rather standard mobile home insurance protection options.

• Liability. Always a staple of auto, homeowners, commercial and renters insurance, you should carry liability coverage sufficient to protect all of your assets, including real estate, boats, bank accounts and retirement funds.
• Fire.
• Vandalism.
• Water damage (from burst pipes and other plumbing systems).
• Wind.
• Hail.
• Burglary or theft of personal property.

Mobile Home-related Coverage

• Falling objects.
• Off right-of-way collisions.
• Damage from wild (or stray) animals.
• Home collapse from ice or snow weight.

Optional Mobile Home Products to Consider

• Additional living expenses.
• Trip protection, when moving your home.
• Earthquake protection.
• Extra personal property coverage for valuable items.

If your mobile home is in the Banning or Beaumont, CA area, contact Little & Sons Insurance Services. As a trusted independent agency, Little & Sons Insurance Services focuses on you, their client, not a specific insurance company's mobile home products.

They can give you multiple quotes, providing you with more options for the insurance coverage you need, all at affordable prices. Speak with a Little & Sons Insurance Services professional to learn what hundreds of your neighbors already know.