Spring Into Creating a Home Inventory

With the weather warming up and signs of spring starting to show, you might be starting to think about working on some spring cleaning projects. Spring cleaning your home makes for a great opportunity to make or update your home inventory. A home inventory is a great tool to use in tracking your possessions and determining values for your home and contents. If an emergency happens, a home inventory can take the stress out of filing a claim on your home insurance in Banning, CA. Here are some simple home inventory basics!

• Where to create it: Home inventory lists can be stored on computers, online databases, or in notebooks. It's wise to have it kept in more than one place. If you decide to store it online, keep a hard copy in a fireproof safe or in a location away from the house such as an office.
• Organize by room: Keep lists for the kitchen, bedrooms, living room, games room, garden shed, etc. until you've covered your house. Breaking up the inventory by room can make the task less daunting!
• Include photos: Take photos from different angles of each room. This can help to display the condition of the item and show what items are in each room.
• Include appraisals and keep receipts: Appraisals, receipts, and valuations kept on larger items are especially important if the item is listed on a floater on your insurance policy.  Large-ticket items such as jewelry or valuable collections may require additional coverage on your homeowners policy.

While you're in the spring cleaning mood, why not make sure your finances and personal documents are organized? After doing your home inventory, review your homeowners insurance coverage. During the past year, things may have changed in your household that could impact your coverage. Talk with your insurance agent if you're unsure about home insurance coverage. The team at Little & Sons Insurance Services in Banning, California can help! Contact us today to get started on securing reliable coverage.