Engagement ring insurance in Banning, CA can give you the peace of mind that you deserve beyond your big day.
While you may think of your engagement ring is a symbol of your love, it is also a very expensive piece of jewelry. If you lose your engagement ring, would you have the funds necessary to replace it? Investing in an engagement ring insurance in Banning, CA policy can help to give you the peace of mind that you need.
There are a few ways that you can get the coverage you need for your engagement ring. Your first option is to schedule the ring within your
home insurance policy. Scheduling expensive jewelry, such as your diamond ring, will provide specific coverage for the item that goes beyond the coverage provided by the personal property portion of your policy. You can also invest in a specific jewelry insurance policy from a company that specializes in coverage. Typically, these policies will offer more coverage than what you can get with your home insurance policy.
When insuring your ring, you will need to provide proof of its value, either with a receipt or an appraisal. Providing proof of value will help to ensure that your ring is covered for the right price. Just make sure that your insurance coverage follows you if you move after your big day.
The cost of your engagement ring insurance will depend on many factors. In most cases, you will pay $1 or $2 for every $100 the ring is worth for the year. If you live in an area with high theft rates, you may find yourself paying a little more.
To help protect your symbol of love with the right engagement ring insurance in Banning, CA,
contact Little & Sons Insurance Services. Serving Banning, Beaumont, Calimesa, Redlands, and surrounding California areas, we will work with you to ensure you have the protection you deserve, all at the right price to fit your budget.
