Earthquake Insurance 101
California earthquakes are not to be taken lightly. As earthquakes take place across the globe, scientists and experts are wondering when the next big California quake will be. Unfortunately, the majority of California homeowners do not realize how vulnerable their homes are because they assume their homeowners insurance will cover any damages.
As a homeowner, especially in California, it is important to realize that your homeowners insurance coverage will not provide you with protection from earthquake damages. This means that without earthquake insurance, California homeowners are forced to fix their homes out of pocket. Depending on the magnitude of the earthquake, this may equal financial hardship.
Earthquake Insurance & California Homeowners
When it comes to earthquake insurance and California homeowners, the importance cannot be stressed enough. Earthquake experts are no longer taking a stance of if an earthquake will hit, but rather, when it will take place. Many residents assume that the government will come to their rescue after a disaster, but this is simply not the case. In grave disasters, the government often offers assistance in the form of loans which must be paid back. Therefore, the most optimal form of protection a California homeowner can obtain from earthquakes is an exclusive earthquake insurance policy.
In determining your earthquake insurance premium, insurers will assess your home's earthquake risk. This means checking your home's proximity to fault lines and the quality of the materials used to construct your home. Your home's claims history may also be evaluated in determining how much you will need to pay for earthquake insurance.
Serving Beaumont, Calimesa, Banning, Redlands, and surrounding Southern California cities,
contact Little & Sons Insurance Group for all of your California
homeowners insurance needs. We can help you obtain earthquake insurance in Calimesa, CA that maximizes your home's security.
Earthquake Insurance 101
California earthquakes are not to be taken lightly. As earthquakes take place across the globe, scientists and experts are wondering when the next big California quake will be. Unfortunately, the majority of California homeowners do not realize how vulnerable their homes are because they assume their homeowners insurance will cover any damages.
As a homeowner, especially in California, it is important to realize that your homeowners insurance coverage will not provide you with protection from earthquake damages. This means that without earthquake insurance, California homeowners are forced to fix their homes out of pocket. Depending on the magnitude of the earthquake, this may equal financial hardship.
Earthquake Insurance & California Homeowners
When it comes to earthquake insurance and California homeowners, the importance cannot be stressed enough. Earthquake experts are no longer taking a stance of if an earthquake will hit, but rather, when it will take place. Many residents assume that the government will come to their rescue after a disaster, but this is simply not the case. In grave disasters, the government often offers assistance in the form of loans which must be paid back. Therefore, the most optimal form of protection a California homeowner can obtain from earthquakes is an exclusive earthquake insurance policy.
In determining your earthquake insurance premium, insurers will assess your home's earthquake risk. This means checking your home's proximity to fault lines and the quality of the materials used to construct your home. Your home's claims history may also be evaluated in determining how much you will need to pay for earthquake insurance.
Serving Beaumont, Calimesa, Banning, Redlands, and surrounding Southern California cities, contact Little & Sons Insurance Group for all of your California homeowners insurance needs. We can help you obtain earthquake insurance in Calimesa, CA that maximizes your home's security.
