What to Do After a Car Accident
In California, auto insurance is a must. You shouldn't be driving on the roads without securing such protection, yet, some people do. If you are ever involved in an accident with someone who is uninsured or who has too little insurance coverage, then you should know what to do. While your
auto insurance in Banning, CA can help you recover, here's
how to handle an accident with an uninsured driver.
Call a police officer to the scene.
As with any car accident, you'll want to call the police. This step is even more important when you're in an accident and the driver that hit you is uninsured. Having a police record and an accident report will go a long way toward getting your expenses covered. You'll also want to take pictures of the damage, the location of the accident, and any other details of the scene.
Exchange information.
The police will take down the other driver's information, but you should, too. It may even be at this stage where you learn that the driver doesn't have any insurance at all. Be sure to get all the information you can regarding the other driver and their vehicle, as well as the contact information for any witnesses.
Call your insurer.
Let your insurer know as soon as possible that you've been involved in a car accident. If you already have uninsured motorist protection (both bodily injury and property damage), your insurance can step up to help cover associated costs. If you don't have this coverage, your agent can help you plan your next steps.
Uninsured motorist protection can help you when you need it the most. To find the best
auto insurance policy to fit your needs, contact the experts at Little & Sons Insurance Services. Serving Banning and the neighboring cities in California, our dedicated team is ready to assist you with all your insurance needs.
