As a small business owner, you want to cut costs where they aren't necessary. If you are careful, you can actually save on your workers' compensation in Calimesa, CA.
You spend a lot on your employees: you have to pay their salaries, snacks, and insurance. Workers' compensation in Calimesa, CA protects your business from the financial costs of medical bills of workplace injury/illness your business would otherwise have to pay for. You also have to consider the indirect costs of workplace injury and illness. You may have to train replacement employees, adjust work schedules, and deal with the investigation - which can take some time. But those costs don't have to be a burden. Here are a few ways you can cut your workers' compensation costs.
Tips to Save on Workers' Compensation in Calimesa, CA
- Set Up a Safety Program
Most work-related injuries and illnesses can be prevented before they occur. Initiating a safety program helps you identify and reduce workplace hazards that can cause accidents. A study Publisheded by
Safety and Health Magazine showed that for every dollar invested in injury prevention, businesses on average see a $2 to $6 return on investment.
- Return-to-Work Program
Even if you have the best safety program, accidents can still occur at anytime - the universe is unfair like that. When they do occur, a return-to-work program may lead to a direct cost benefit to the workers' compensation in Calimesa, CA.
The goal of the return-to-work program is to proactively help employees return to work as soon as possible. This can include an employee working from home or part-time as they recover from their injuries - assuming they physically can.
Finding the right
commercial insurance workers' compensation in Calimesa, CA can help to keep your Southern California company covered in case anything goes wrong in the workplace. Serving Beaumont, Banning, Calimesa, Redlands, and surrounding areas,
contact the insurance professionals at Little & Sons Insurance Services for all of your commercial insurance needs.
