Operating a vehicle comes with various risks. It's hard to predict the road conditions and the behavior of other drivers. Auto insurance protects you while you navigate those risks. However, an accident can occur at any moment. If you are hit by a driver who...
Stacking insurance helps policyholders expand their coverage should they be in an accident with a driver who is either underinsured or uninsured. With stacked insurance, you can combine coverage limits of multiple policies or multiple vehicles that you insure with the same policy. It's important...
Operating a business comes with unique risks. If you are running a transportation service or using vehicles as part of your business, you should inquire about commercial auto insurance. California requires all drivers to have some auto insurance. This is especially important for companies that...
Unlike liability coverage, comprehensive and collision insurance aren't mandatory in California or any other state. You can legally drive without these types of auto insurance in Beaumont, CA, but that doesn't mean they're not important or useful. Both can protect you from the loss of...
Finding auto insurance in Beaumont, CA, can be a complicated process. Insurers look at various factors to determine your premium, and one of the important factors that they assess is your driving records. Generally, if an insurer believes that you have a poor driving record,...
Once your purchase your auto insurance policy, your insurer will send you proof of insurance. Proof of insurance is a document that verifies your policy. If you use your vehicle as your primary method of transportation to get to work or to conduct work-related activities,...
Driving Experience and Auto Insurance You may be applying for vehicle insurance but you don't have a lot of experience. Maybe you're an experienced driver with 40+ years of accident-free driving history and you're looking for a discount. How important is driving experience when it comes...
According to the Insurance Information Institute (III), your occupation may affect your car insurance costs. For instance, college-educated professionals who work in skilled positions tend to pay lower rates than blue-collar workers with only a high school diploma. Additionally, using your personal car for work...
If you own a relatively old or classic car, you can save on auto insurance premiums if you make certain adjustments to your coverage. For example, you can lower your coverage limit, drop certain coverages, or increase your deductibles. Here's some more information about insurance...
Filing an auto accident claim is relatively straightforward if it's clear right away who was at fault. However, many claims are frequently challenged, and it's unclear which way the judgment will go. Be aware that the at-fault driver's insurance company will usually only issue a...
After 23 Years of serving our clients at our location in Beaumont, CA it is with a heavy heart that we are consolidating our operations to our Banning Office. We will be available all the same hours and will work to make this transition as smooth as possible. Thank you for your continued business and we look forward continuing to serve your insurance needs. Our contact information will stay the same so feel free to contact us.
