Unlike liability coverage, comprehensive and collision insurance aren't mandatory in California or any other state. You can legally drive without these types of auto insurance in Beaumont, CA, but that doesn't mean they're not important or useful. Both can protect you from the loss of...
Finding auto insurance in Beaumont, CA, can be a complicated process. Insurers look at various factors to determine your premium, and one of the important factors that they assess is your driving records. Generally, if an insurer believes that you have a poor driving record,...
Once your purchase your auto insurance policy, your insurer will send you proof of insurance. Proof of insurance is a document that verifies your policy. If you use your vehicle as your primary method of transportation to get to work or to conduct work-related activities,...
Driving Experience and Auto Insurance You may be applying for vehicle insurance but you don't have a lot of experience. Maybe you're an experienced driver with 40+ years of accident-free driving history and you're looking for a discount. How important is driving experience when it comes...
According to the Insurance Information Institute (III), your occupation may affect your car insurance costs. For instance, college-educated professionals who work in skilled positions tend to pay lower rates than blue-collar workers with only a high school diploma. Additionally, using your personal car for work...
If you own a relatively old or classic car, you can save on auto insurance premiums if you make certain adjustments to your coverage. For example, you can lower your coverage limit, drop certain coverages, or increase your deductibles. Here's some more information about insurance...
Filing an auto accident claim is relatively straightforward if it's clear right away who was at fault. However, many claims are frequently challenged, and it's unclear which way the judgment will go. Be aware that the at-fault driver's insurance company will usually only issue a...
California drivers need to remember they reside in an at-fault state, meaning the driver who causes a traffic accident is responsible for the auto damages affecting victims. Understanding your CA car insurance policy is crucial to getting the best rates. Use this automobile insurance guide...
If your teenager is learning to drive, you may feel both overwhelmed and nervous. Putting a teenager behind the wheel can be nerve-racking for parents – and justifiably so. Teenagers are three times as likely to crash as those aged 20 and over. Being a...
While we often think of auto insurance as a necessary and easy coverage to obtain, the reality is that insurance companies reject certain drivers every day. A driver might request a quote from a car insurance company only to be rejected. There are many reasons...
