When it comes to safeguarding your assets with a comprehensive auto insurance policy, you must choose the right coverage options based on your particular needs. Many motorists fail to obtain rental reimbursement coverage, because they simply view the policy as an unnecessary expense. However, if you were to be involved in a car accident that puts your vehicle in the body shop for three weeks, how would you get to work? Rental cars can be expensive, especially if you do not have rental reimbursement coverage.
Rental reimbursement coverage will provide you with expense coverage for a rental car in the event that you are unable to operate your vehicle after a covered peril. This policy will not extend coverage for a non-covered peril. While some insurance companies only offer protection for accident-related incidents, others will extend coverage for damage caused by any peril covered under your auto insurance policy. For instance, if hail damage has required you to rent a car while yours is in the shop, your rental reimbursement coverage will extend protection. However, under no circumstances does your rental reimbursement coverage cover the expenses of a rental car if you are conducting routine maintenance.
Depending on the particular insurance company in which you work with, your rental reimbursement coverage will likely have no deductible attached to the policy. It is important to note that you will have a set limit on the time frame in which you can use your rental reimbursement coverage or an amount restriction. Rental reimbursement coverage is your answer to guaranteed security.
Contact Little & Sons Insurance Services for all of your California auto insurance needs. We go above and beyond to work for you, and have been doing so since 1922. There are a variety of coverage options available to you when you formulate your auto insurance policy, including rental reimbursement coverage. Allow us to help custom tailor a unique auto insurance policy based on your exclusive needs.