Factors to Consider for Fleet Insurance

As a business owner, protecting your biggest investment is your number one priority. If your company has begun expanding and commercial vehicles are an important part of your company, you must take the necessary steps to insure those vehicles and protect your employees. There are a variety of different professions that depend on the work of commercial vehicles: caterers, door-to-door sales, sanitation departments, street sweepers, rental car companies, to name a few. If you are looking to purchase a fleet insurance policy, there are a variety of factors you must consider before doing so, including:

• As we naturally worry about the well-being of our personal vehicles, you will need to reciprocate that attention to your fleet of vehicles. You will want to increase the physical damage coverage for your fleet insurance policy so that you will have coverage against collisions, vandalism, and any other risks.
• Since you will be trusting your employees with your commercial vehicles, it is imperative that you raise your liability coverage limits so that you are covered if one of your employees is at fault for an accident.
• By adding inland marine coverage to your policy, you can rest assured knowing your equipment and merchandise that are in your commercial vehicles are protected when they are in transit, when they are in the vehicle, or if they are at a work site.
• To avoid hefty towing and labor costs when one of your commercial vehicles break down, add roadside assistance to your policy.

Little & Sons Insurance Services has been providing California residents with unique insurance services since 1922. Contact us today for all of Calimesa, commercial auto insurance needs. We can answer any existing questions you may have regarding a fleet insurance policy.