ATV's are fun vehicles for a weekend getaway with friends and loved ones, but they are also dangerous. Due to the dangers associated with the vehicles, it is important to obtain appropriate insurance to protect financial assets and pay for any medical expenses that occur after an accident.
Injuries and Deaths
In the year 2011, there were roughly 107,000 injuries caused by ATV accidents in the United States and 327 reported deaths. Due to the risk of injuries, having the vehicle covered will help protect personal assets and finances from medical expenses and court cases.
Finding the Right Coverage
Before assuming that any coverage is appropriate, take a moment to consider the situation. The appropriate coverage will vary based on whether others drive the vehicle, the cost of repairs and the terrain where the vehicle is driven. Harsher terrain, a large number of drivers or a high-priced vehicle will require more coverage than an ATV that only you drive on a gentle path.
An ATV is a fun vehicle for vacationing and activities, but it is always important to protect against injuries and problems. To learn more about protecting personal belongings in California, contact
Little & Sons Insurance Services.
