Ask Questions Before Hiring a Contractor
Reputable contractors will offer proof their current licenses and insurance during initial conversations with property owners. During renovations, any number of problems can arise. A contractor without proper licensing and insurance places an unfair burden on the homeowner. Ask questions before agreeing to hire the contractor.
- Are your licenses current and in good standing? – The contractor should not hesitate to answer this question. Find another contractor if the answer is not confident and assured.
- What types of insurance do you carry? – General liability insurance is necessary to protect your property from damage. Without this coverage, your homeowners insurance will be used to pay for damages. Refuse to tolerate this situation.
- Are you carrying workers compensation insurance on all employees and subcontractors? – Injuries that occur while work is performed on your property must be covered under the contractor’s insurance. Without this insurance, find another contractor.
- Do you offer a workman’s warranty on your work? – The contractor’s ability to guarantee the renovation is important for a homeowner. Issues that arise following the completion of the work must be addressed in a timely manner and without cost to the homeowner.
For more information about property insurance in California, contact Little and Sons Insurance in Beaumont, to get a quote today!