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Ask Questions Before Hiring a Contractor

Little & Sons Insurance Group / Blog  / Ask Questions Before Hiring a Contractor

Ask Questions Before Hiring a Contractor

home workReputable contractors will offer proof their current licenses and insurance during initial conversations with property owners.   During renovations, any number of problems can arise.  A contractor without proper licensing and insurance places an unfair burden on the homeowner.  Ask questions before agreeing to hire the contractor.

  • Are your licenses current and in good standing? – The contractor should not hesitate to answer this question.  Find another contractor if the answer is not confident and assured.
  • What types of insurance do you carry? – General liability insurance is necessary to protect your property from damage.  Without this coverage, your homeowners insurance will be used to pay for damages.  Refuse to tolerate this situation.
  • Are you carrying workers compensation insurance on all employees and subcontractors? – Injuries that occur while work is performed on your property must be covered under the contractor’s insurance.  Without this insurance, find another contractor.
  • Do you offer a workman’s warranty on your work? – The contractor’s ability to guarantee the renovation is important for a homeowner.  Issues that arise following the completion of the work must be addressed in a timely manner and without cost to the homeowner.

For more information about property insurance in California, contact Little and Sons Insurance in Beaumont, to get a quote today!

Little & Sons Insurance Services

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Little and Sons Insurance Services is your complete insurance resource. Since we were established in 1922, we assist individuals and business owners with all of their insurance needs, whether it be for auto, home, or commercial insurance. As an independent, full-service insurance agency, our duty is to our clients’ best interests.

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After 23 Years of serving our clients at our location in Beaumont, CA it is with a heavy heart that we are consolidating our operations to our Banning Office. We will be available all the same hours and will work to make this transition as smooth as possible. Thank you for your continued business and we look forward continuing to serve your insurance needs. Our contact information will stay the same so feel free to contact us.

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Good Friday - Closing at 1pm

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Day before Thanksgiving – 8:30 – 1pm

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