Ask Questions Before Hiring a Contractor

Ask Questions Before Hiring a Contractor

Reputable contractors will offer proof their current licenses and insurance during initial conversations with property owners.   During renovations, any number of problems can arise.  A contractor without proper licensing and insurance places an unfair burden on the homeowner.  Ask questions before agreeing to hire the contractor.

• Are your licenses current and in good standing? – The contractor should not hesitate to answer this question.  Find another contractor if the answer is not confident and assured.

• What types of insurance do you carry? – General liability insurance is necessary to protect your property from damage.  Without this coverage, your homeowners insurance will be used to pay for damages.  Refuse to tolerate this situation.

• Are you carrying workers compensation insurance on all employees and subcontractors? – Injuries that occur while work is performed on your property must be covered under the contractor’s insurance.  Without this insurance, find another contractor.

• Do you offer a workman’s warranty on your work? – The contractor’s ability to guarantee the renovation is important for a homeowner.  Issues that arise following the completion of the work must be addressed in a timely manner and without cost to the homeowner.

For more information about property insurance in California, contact Little and Sons Insurance in Beaumont, to get a quote today!