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Ask Questions Before Hiring a Contractor

Ask Questions Before Hiring a Contractor Ask Questions Before Hiring a Contractor

Mar 14, 2014

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home workReputable contractors will offer proof their current licenses and insurance during initial conversations with property owners.   During renovations, any number of problems can arise.  A contractor without proper licensing and insurance places an unfair burden on the homeowner.  Ask questions before agreeing to hire the contractor.
  • Are your licenses current and in good standing? - The contractor should not hesitate to answer this question.  Find another contractor if the answer is not confident and assured.
  • What types of insurance do you carry? - General liability insurance is necessary to protect your property from damage.  Without this coverage, your homeowners insurance will be used to pay for damages.  Refuse to tolerate this situation.
  • Are you carrying workers compensation insurance on all employees and subcontractors? - Injuries that occur while work is performed on your property must be covered under the contractor's insurance.  Without this insurance, find another contractor.
  • Do you offer a workman's warranty on your work? - The contractor's ability to guarantee the renovation is important for a homeowner.  Issues that arise following the completion of the work must be addressed in a timely manner and without cost to the homeowner.
For more information about property insurance in California, contact Little and Sons Insurance in Beaumont, to get a quote today!
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