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Personal Insurance

We want to be the first name you think of for home or auto insurance!

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LET US WORK HARD TO HELP YOU PROTECT THEM

Little and Sons Insurance Services wants to be the first name you think of when it comes to home or auto insurance. You’ve worked hard to provide a nice home for your family and to provide vehicles to get you safely from point A to point B. Let us work hard to help you protect them.

Homeowners Insurance

Your home is your sanctuary from the world. It’s a place of safety and security. Our goal, at Little and Sons Insurance Services is to make sure you are able to recover that safe and secure feeling in your home as quickly as possible if something ever happens.

 

The important things to expect from your home insurance policy are:

  • Protection for the structure of your home
  • Coverage for the content of your home (personal possessions)
  • Additional living expenses, if necessary, while repairs take place
  • Liability occurring on your property or damage caused by your property
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Homeowners’ Policies

When purchasing insurance to cover the repair or rebuilding of your home, keep in mind that it will typically cost more than the current market value of your home to replace, repair, or rebuild your home.

Things like new code requirements, building practices, etc. will have a huge impact on the costs of rebuilding. Also keep in mind that most home insurance policies do not cover floods, earthquakes, etc. You will need to purchase additional, specific policies for those events.

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Auto Insurance

Auto insurance is necessary in the state of California. We offer a wide range of coverage options that go well beyond the state minimum requirements.

 

Remember when shopping for insurance that your policy must account for bodily injury and property damage liability, medical payments or personal injury protection, collision, comprehensive, and uninsured/underinsured motorist coverage in order to provide adequate protection for you and your family.

 

We recommend a minimum coverage amount of $100,000 liability injury per person and $300,000 liability coverage per incident.

 

In addition to the full range of auto insurance coverage you expect from your insurance agency, we also provide the following coverage:

 

  • Motorcycle
  • ATV/Snowmobile
  • Boat
  • Motor Home
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 Holiday Hours

President's Day  – Closed

Memorial Day – Closed

Independence Day – Closed

Labor Day – Closed

Veterans Day – Closed

 

 

 

 

 

Little & Sons observes the following holidays:

Day before Thanksgiving – 8:30 – 1pm

Thanksgiving – Closed

Day after Thanksgiving – Closed

Christmas Eve – New Year's Day– Closed