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What is a Clean Driving Record?

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What is a Clean Driving Record?

Basics of a Clean Driving History

 

Many of us like to think that we are good drivers. In reality, we’ve all made mistakes, bumped into things we didn’t see, and accidentally nudged past the speed limit. For some of us, these mistakes happen more than often. If accidents and speeding are reported, it will be marked on our driving records for insurers and employers to view. While a clean driving record can tell them that we are responsible on the roads, it can also land us affordable auto insurance coverage. Here’s what you should know about a clean driving record.

 

  • What a clean driving record looks like

A clean driving record is one that doesn’t have any notices about accidents, moving violations or points. Keep in mind that insurers will have different definitions of this. For example, an insurance company might argue that you have a clean driving record if you have no claims. Employers may be willing to overlook minor violations.

 

  • Your driving record reflects violations

Generally, your employer or insurance company will be able to pull a driving record that goes back 7 to 10 years. This driving record will list every minor and major violation that you have received. Whether you failed to take out insurance or landed yourself a speeding ticket, it will appear on your report.

 

  • Don’t lie about a clean driving record

You can’t escape a bad driving record so it’s best not to lie about it. Employers and insurers can check your driving record and will be able to see that you have misinformed them. A single, minor moving violation may not disqualify you from cheap insurance or a better job, but lying about that moving violation almost certainly will.

 

You deserve an auto insurance policy that works together to bring you the best possible coverage from an insurer with your best interest in mind. For quality coverage, contact Little & Sons Insurance Services today.

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