What Homeowners Can Learn From the Recent California Wildfires
Lessons Learned from the California Wildfires
California has survived the largest wildfire in recorded history. Unfortunately, the damage caused by wildfires can be incredibly devastating. Homes and businesses that were once unlikely to suffer from fires were turned to ash, countless communities were displaced, and wild animals were driven out of their habitats. Mother Nature’s force can easily topple human infrastructure in a moment’s notice. Although the effects were devastating, there are some lessons to be learned from the recent wildfires. Making sure you’re prepared and have reliable home insurance in Redlands, CA can go a long way to give you peace of mind.
Homeowners need to update their home inventory. All of that stuff you buy means nothing if you can’t prove you ever had it to begin with. At the critical moment of evacuation, you grab your essentials, pets, and family members and leave the rest. If your belongings are destroyed in a wildfire, homeowners insurance can help to replace them. However, a home inventory is important to prove you once had such items and know the value of them. Be sure to update and review your home inventory often.
Homeowners should review their coverage. Home insurance is a policy that is often bought and then forgotten. Homeowners need to spend time reviewing their coverage to ensure they are not missing any important protection. Furthermore, they should make sure their limits and deductibles are realistic and meet their needs. Talk to your insurer about coverage, if your insurance covers wildfire damage, and how you can protect your assets.
Homeowners can take steps to prepare. If there’s a wildfire headed your way, there is very little you can do to control it. However, you can be prepared for any eventuality. Get your home ready so that there is a lower chance of damage:
- Make sure your walls are fire-resistant.
- Avoid landscaping with combustible bark.
- Keep grass cut short and well-watered.
- Remove all dry grass and vegetation within at least 100 feet from your home.
- For more tips on how to prepare your home for a wildfire, click here.
Talk with your insurance agent if you’re unsure about how your home insurance can help after a wildfire. The team at Little & Sons Insurance Services in Banning, California can help find reliable coverage! Contact us today to get started.