No-Fault Insurance: Coverage, Requirements, and Key Exclusions

What is No-Fault Insurance?

No-fault car insurance (PIP) covers your medical expenses after an accident, no matter who's at fault. Required in several states.

How It Works

After an accident, you file a claim with your own insurer for medical costs, bypassing fault determination for faster compensation.

Coverage and Benefits

No-fault insurance covers medical bills, lost wages, and funeral expenses, but not vehicle or property damage. Coverage varies by state.

States That Require It

No-fault insurance is required in 12 states like Florida and Michigan, with varying minimum coverage limits based on state laws.

Exclusions and Limitations

No-fault insurance covers injuries but not car repairs or property damage. It may also limit your ability to sue for additional damages.

Protect yourself with the right coverage. Explore how no-fault auto insurance can safeguard your medical expenses after an accident. Get a quote today!

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