How Old Does a Car Have to Be for Classic Car Insurance?

Classic Car Age Range

Classic cars are usually 10-25+ years old. Age requirements vary by insurer, with some cars labeled as "antique" or "vintage," based on age, condition, and usage.

Insurer Age Requirements

Insurers typically classify cars as "classic" starting at 10 years old. Additional factors include vehicle usage, condition, and whether the car holds historical or collectible value.

State Age Guidelines

States may define classic cars based on age, usually 10 to 25 years old. Rules vary, with some states classifying older cars as vintage or antique, affecting registration and insurance.

Preserving Car Value

Classic car insurance includes agreed value coverage, ensuring your car’s pre-determined value is reimbursed in case of total loss, protecting both sentimental and financial worth.

Lower Premiums

Classic car insurance often comes with lower premiums since these vehicles are driven less frequently, making it a cost-effective way to protect your car.

Roadside Assistance

Classic car insurance offers roadside assistance, including towing and fuel delivery, ensuring you aren’t left stranded if your car breaks down while driving.

Protect your classic car today! Discover if your vehicle qualifies for classic car insurance and enjoy tailored coverage that preserves its value. Get a free quote now!

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