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Importance of an Annual Car Insurance Review

Little & Sons Insurance Group / Blog  / Importance of an Annual Car Insurance Review

Importance of an Annual Car Insurance Review

Life changes rapidly during the course of any year of work, home and family happenings.  Car insurance needs can change, and coverage must be adjusted accordingly.  The worst time to discover the need for updated insurance is following an accident or other type of loss.  Contact Little and Sons Insurance to get a quote today!

  • Cars and drivers – All vehicles on the policy should be verified prior to renewing the policy each year.  Accurate information is essential to be certain that sufficient insurance coverage exists without carrying too much auto insurance.  Drivers on the policy should be confirmed since children reach driving age and eventually become independent.
  • Location – Address changes must be reported to the auto insurance provider since claim rates play an important role in the cost of insurance.  A zip code change could indicate significant savings for the policyholder.  Prior to moving, the auto insurance rates should be researched in the new location to determine actual insurance rate changes.
  • Liability – Insurance companies are encouraging policyholders to carry more than the state-required liability coverage.  Additional liability insurance protects personal belongings in litigation actions.  Experts at Little and Sons Insurance can provide insight for the best level of liability insurance on the auto insurance policy.

For more information about auto insurance coverage in the Beaumont area, contact Little and Sons Insurance today!

Little & Sons Insurance Services

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Little and Sons Insurance Services is your complete insurance resource. Since we were established in 1922, we assist individuals and business owners with all of their insurance needs, whether it be for auto, home, or commercial insurance. As an independent, full-service insurance agency, our duty is to our clients’ best interests.

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