Insuring Your New Home FAQs
A Quick Guide To Getting The Coverage Your New Property Needs
When you prepare to move, there is a large list of to-dos. Between organizing your belongings to prepare for the move itself to finalizing closing paperwork, you likely have a lot of moving pieces to lay into position before you get the keys to your new place. One of the most important items on your list should be securing insurance coverage to protect your new home. To help you, here are a few frequently asked questions.
- Can I Just Switch My Policy Over? Because your new home is a unique property with unique risks, it will need a unique policy to protect it. You can still work with your trusted agent (if you are moving out of state, ensure your agent is licensed to cover you in your new home state), but you will need to secure a whole new policy for your new home.
- When Should I Get Coverage? Determining when to buy homeowners insurance should not be tricky, since you will likely need proof of coverage before you close on your new home. Let your agent know about your timeline for closing so he or she can make sure you have the policy when you need it.
- What About My Old Home? If you are waiting to sell your previous home until after you are settled in your new place, carry vacant home coverage to protect it. When you are away, thieves and vandals are more likely to play. Safeguard your property with this type of policy.
Do you have an insurance agent who can help you discern the right coverage for your new home and work with your closing timeline to ensure you have your policy when you need it? Serving Beaumont, Banning, Calimesa, and Redlands, contact Little & Sons Insurance Group for all of your California homeowner’s insurance needs.