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Why Buy Uninsured Motorist Coverage?

Little & Sons Insurance Group / Archive  / Why Buy Uninsured Motorist Coverage?
car crash auto accident insurance damage Why Buy Uninsured Motorist Coverage?

Why Buy Uninsured Motorist Coverage?

Do I Need Uninsured/Underinsured Motorist Coverage?


Most motorists on the road are smart, safe drivers who have reliable auto insurance in place. However, there are a select few (that continue to grow in numbers) that have insufficient coverage or no coverage at all. If you are a motorist who is a conscientious driver and has a great policy in hand, you can still suffer financially if you are hit by an uninsured driver. Fortunately, if you have uninsured/underinsured motorist coverage, you can receive help from your insurer.


Uninsured/underinsured motorist insurance is a coverage that you can add to your auto insurance policy. It will kick in if you have been involved in a car accident with a driver who had no insurance or too little insurance to cover the claim. Underinsured motorist coverage will kick in when the at-fault driver does have car insurance, but their policy limits aren’t enough to pay out for all of your expenses. Uninsured coverage helps to protect you from damaged caused by other drivers who do not carry car insurance at all. It can help to cover your medical expenses, lost wages, and pain and suffering damages. It can also protect you if you have been a victim of a hit-and-run accident.


Even if you are a driver who holds great auto insurance coverage, others out there may not have any or a very inadequate policy. That is why uninsured/underinsured motorist insurance can help you if you are involved in these situations.


You deserve an auto insurance policy that works together to bring you the best possible coverage to protect your finances from the worst. For quality coverage, contact Little & Sons Insurance Services today.

Little & Sons Insurance Services

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Little and Sons Insurance Services is your complete insurance resource. Since we were established in 1922, we assist individuals and business owners with all of their insurance needs, whether it be for auto, home, or commercial insurance. As an independent, full-service insurance agency, our duty is to our clients’ best interests.

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After 23 Years of serving our clients at our location in Beaumont, CA it is with a heavy heart that we are consolidating our operations to our Banning Office. We will be available all the same hours and will work to make this transition as smooth as possible. Thank you for your continued business and we look forward continuing to serve your insurance needs. Our contact information will stay the same so feel free to contact us.

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