When the Earth Moves Beneath Your Feet
There are fault lines quite literally criss-crossing this country. In fact, did you know that the largest earthquake ever recorded in the lower 48 took place near Cape Girardeau, Missouri? It’s natural to think of the west coast in regard to earthquakes, but they can happen in the most surprising parts of the country.
The Great Earthquake Shakeout is a series of drills, designed to help first-responders and citizens in earthquake prone areas to prepare for the eventuality that an earthquake will hit. One preparation some homeowners forget to make is to include earthquake insurance when they purchase their homeowners insurance. Many homeowners are surprised to learn that earthquake coverage is not included in the standard policy.
After an earthquake occurs is the worst possible time to figure out that you don’t have coverage that will allow you to rebuild your home and replace your damaged possessions. If you’ve ever been through an earthquake you know how confusing life can feel afterwards. It seems that everyone needs the same things at the same time — water, food, money, workmen to help them clean up the mess and begin to rebuild. Having earthquake coverage on your homeowners policy is one good way of knowing that your rebuilding needs will go to the front of the line.
For any questions at all, call Little & Sons Insurance Services.