Tips for Insuring My Classic Car
Despite popular belief, a classic car is not a term to describe any old car. In fact, classic cars are similar to fine wines in that age is not the only defining factor. When it comes to insuring classic cars, we understand how confusing it may be to the naked eye. Gathered are some helpful reference points to guide you in identifying and insuring all types of classic cars:
- Brass-Era Cars: In order to be considered a brass-era car, the vehicle must most obviously be made of brass, and manufactured before 1915. Examples of brass-era cars include the 1908-1915 Ford Model T Roaster, as well as the 1903-1905 Cadillac Model A. Although these vehicles are beautiful to look at, they are actually fairly difficult to drive. There are typically increased challenges when it comes to simple maneuvers such as braking, accelerating, and steering. To ensure protection, we recommend that you increase the liability limits of your classic car auto insurance policy.
- Vintage Cars: In order to be considered a vintage car, the vehicle must be manufactured in between 1919 and 1925. Vehicles that were manufactured during this period of extreme culture transformation include the 1920 Locomobile Model 48 and the 1924 Ford Model T. During the period in which these vehicles were manufactured, the streets were being paved more. Therefore, you can expect this vintage vehicle to be safe in most conditions.
- Classic Cars: In order to be considered a classic, your car must be manufactured in between 1925 and 1948. Examples of classic cars include the 1928 Graham-Paige Series 835 and the 1927-1939 Aston Martin. This beautiful car is likely to draw attention, therefore, we recommend that you increase theft protection under your classic car auto insurance policy.
Contact Little & Sons Insurance Services for all of your California auto insurance needs. We go above and beyond to work for you, and have been doing so since 1922. We understand how important your classic car is to you, which is why we will formulate a unique classic car insurance policy that maximizes coverage of your most enjoyable ride.