In most jurisdictions, you are required to provide proof of insurance to register a vehicle with the Department of Motor Vehicles (DMV). However, there are a few exceptions. Find out where you may register a car without insurance and what paperwork you'll need to do it.
For the most part, you'll need a current insurance policy in order to register a vehicle. To register your vehicle with the DMV, you must have at least the minimum level of auto insurance that your state mandates. However, even in states that don't mandatorily require auto insurance, you'll still need a car insurance policy with minimum coverage before you can drive in that state. Registration and insurance requirements differ from state to state, so it is important to research your state's laws. California is among the 42 states that require you to have a car insurance policy.
Depending on the state where you live, different licenses are required for driving. In general, though, you require the following:
Depending on where you reside, the penalty will vary. For instance, driving without insurance is not a crime in New Hampshire. However, if a driver in Virginia wants to register a vehicle and operate it without insurance, they must pay a $500 registration fee. Driving without insurance is a misdemeanor in several places, and you risk the following penalties:
Proof of insurance is a document that demonstrates you have an active, legitimate auto insurance policy that includes the minimum coverages needed by law in your state. In the event of an accident, this requirement helps drivers in covering property damage and personal injuries. It is used when you are stopped, involved in an accident, renting a car, or when you are otherwise asked to provide it. An ID card, either printed or digital, supplied by your insurer frequently serves as proof of insurance.
You'll be able to get a copy of your automobile insurance evidence from the majority of insurance providers as soon as you buy a policy. You can also call or log in online to get access to your auto insurance card and coverage information whenever you need it. You can also access it through a mobile app.
You must register your vehicle with the DMV if you purchase a new vehicle or move to a different state. You will still need insurance if you register your automobile without it. Visit the DMV in your state and present documentation, including the title, bill of sale, insurance details, and license.
Contact our auto insurance experts and we will be happy to discuss your options and help you stay protected so you can drive with ease. With offices in Calimesa, Banning, Redlands, and more, we can help you with all your auto insurance needs.
After 23 Years of serving our clients at our location in Beaumont, CA it is with a heavy heart that we are consolidating our operations to our Banning Office. We will be available all the same hours and will work to make this transition as smooth as possible. Thank you for your continued business and we look forward continuing to serve your insurance needs. Our contact information will stay the same so feel free to contact us.