Surprising Things Covered by Renters Insurance
Renters insurance in Calimesa is often seen as something insurance companies sell to suck more money out of you, but the truth may surprise you when you see what is covered by renters insurance.
Renters are often the impression that their landlord’s renters insurance in Calimesa will cover them if there is an accident like theft or a fire. That may be why fewer than 40 percent of all U.S. renters own their own renters insurance policy. While it is true that your landlord should have insurance, you have to think about the things that are not covered under their policy like your clothes, jewelry, furniture, devices.
Surprising Things Renters Insurance
- Your Property (Even on Vacation)
Renters insurance covers your assets located in your home, but did you know that it also covers your things while you’re on vacation? So if your laptop and Game Boy get stolen from your hotel room while you are out swimming on the black-sand beaches of Hawaii, worry not for you are covered.
- Medical Bills (If Your Friend Injures Themselves)
If your friend injures themselves on your property, it will be your liability. Renters insurance covers the medical bills associated with their injury, so don’t worry!
- Your Things That Were in Your Car
Sometimes we keep our sunglasses and jackets and other valuable items in our (even though we know we shouldn’t). If a thief sees them, they may not think twice about breaking in and stealing them. Renters insurance will cover the items that were stolen (and your comprehensive auto insurance will cover the damage to your car).
Finding the right renters insurance in Calimesa, CA can help to keep your family safe. Serving Beaumont, Banning, Calimesa, Redlands, and surrounding areas, contact the insurance professionals at Little & Sons Insurance Services for all of your insurance needs.