Many of us have been in a position where we're walking to our cars only to find that someone has hit and damaged it. If this is the case, you should know what to do and how to handle it.
What to do When You Parked Car Has Been Damaged
Gather information
Perhaps other drivers or pedestrians saw what happened and can give you information on the vehicle or damage that hit your car. Ask around and gather information, noting down eyewitnesses and their contact information.
Call the police
While it may seem like an overreaction, it's best to call the police when you're involved in a car accident, even if no one is injured. They will create a report which you can then pass on to your insurer as proof that the damage occurred. This will help you file a claim and resolve it as soon as possible.
Call your insurer
Let your insurer know your vehicle has been damaged. Depending on your coverage, you may be able to file a claim and receive compensation to get the vehicle repaired. If you have uninsured/underinsured motorist coverage, this will help when your parked vehicle has been damaged in what could be classified as a hit-and-run.
To protect yourself from this situation, ensure you have the right insurance in place to begin. If the worst does happen, stay calm and follow these tips.
Car insurance is there when you need it the most. To secure reliable coverage, contact the experts at
Little & Sons Insurance Services. Serving Banning and the surrounding cities in California, we are ready to assist you with all your insurance needs.
