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Questions to Ask to Help for the Needs of Changing Insurance

Questions to Ask to Help for the Needs of Changing Insurance

Oct 10, 2016

Homeowners Insurance

Questions to Ask to Help for the Needs of Changing Insurance

The needs of your insurance in Banning, CA change, do you know what questions you need to ask to cope with your changing life?

The universe is constantly changing, and so too, are our lives. Many of us carry insurance to cover us for the unpredictability of life. But our insurance policies are only good if we update them as our lives change. This is why it's recommended that you review your insurance every year and make sure that your insurance coverage matches up with your potential needs. Here are questions that you need to ask on an annual basis to help you assess your changing insurance needs.
  1. Have you gotten married (or divorced)?  Home Insurance: If you have recently gotten married or divorced, you need to update your home insurance policy for all of your new assets, like wedding gifts, wedding rings, and any new furniture your spouse brings. If you have recently gotten divorced, update your home insurance to cover you for the things that remain in your home.
  2. Have you had a baby? Life Insurance: First off, congratulations! As a new parent, you want to make sure that nothing bad ever happens to your baby, and a life insurance policy will help your family should your passing come before your time. Food, diapers, clothing, and the eventual tuition are expensive, and a life insurance could give your family the peace of mind they deserve.
  3. Major Renovations to your home?  Home Insurance: Your home insurance policy covers your home for the state it was in when you signed the policy. If you make major renovations, the value of your home has likely increased. Unfortunately, your policy doesn't change unless you make the change by calling your insurance company.
Finding the right insurance in Calimesa, CA can help to keep your family safe. Serving Beaumont, Banning, Calimesa, Redlands, and surrounding areas, contact the insurance professionals at Little & Sons Insurance Services for all of your insurance needs.
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After 23 Years of serving our clients at our location in Beaumont, CA it is with a heavy heart that we are consolidating our operations to our Banning Office. We will be available all the same hours and will work to make this transition as smooth as possible. Thank you for your continued business and we look forward continuing to serve your insurance needs. Our contact information will stay the same so feel free to contact us.