May is Motorcycle Awareness Month, a time to ensure that you and your bike are covered with the right insurance.
Do you drive a sport cycle, cruiser, chopper, dirt bike, or ATV? Whatever your set of wheels, you'll need to make sure that you're protected before heading out on adventure. As May is Motorcycle Awareness Month, take it upon yourself to pull out your dusty motorcycle insurance policy and review it for the finer points. While you may have the basics, you may have overlooked some useful and essential smaller coverage.
Here's what motorcycle insurance can cover - and why you should have it!
Safety Apparel Coverage
Every motorcyclist will know that kitting out your bike doesn't come cheap. Unfortunately, neither does your kit! Being more exposed on a bike requires a greater level of protection, from the helmet to your jacket to your shoes. Should your safety apparel get damaged in a collision, you'll want to rely on motorcycle insurance to repair or replace your valuable items. You can get up to $1,000 repairs paid for, with no deductible. What are you waiting for?
Roadside Assistance
Breakdowns happen to the best of us. Running out of gas happens to most of us. Roadside Assistance is optional coverage that provides a tow, a jump-start, and peace of mind to you while you're out on the road. This coverage comes in very affordable and provides assistance 24 hours a day, anywhere in the U.S.
Trip Interruption Coverage
The last thing that you want to have happen while out on a road trip is to lose access to your vehicle - your bike. Fortunately, with trip interruption coverage, your lodging, meals, and transportation costs can be covered.
Review Discounts
Are you doing your best to save money where you can? Plenty of insurers offer a variety of discounts for motorcyclists. Discounts vary by state, so be sure to enquire to your insurer about the ones for which you may be eligible.
- Experience Discount - If an insured has one or more years of riding experience.
- Safety Course Discount - If the insured has taken an approved motorcycle training course in the last three years.
- Anti-Lock Brakes Discount - If the insured vehicle has anti-lock brakes.
- Claims Free Discount - If no at-fault claims have been paid during the previous term.
Contact the independent insurance professionals at Little & Sons Insurance Services for all of your motorcycle insurance needs in Banning, Beaumont, Calimesa, and surrounding California areas!
