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What to Know When Hiring a Contractor

Little & Sons Insurance Group / Homeowners Insurance  / What to Know When Hiring a Contractor
What to Know When Hiring a Contractor

What to Know When Hiring a Contractor

If you are going to hire a contractor for your housing project, you’re going to have to hire the right one.

Hiring a contractor will definitely save you a lot of time and effort: both in the process of construction and the reconstruction process (should your ability with your hands and hammer be anything but spectacular). Using a licensed contractor could also help avoid financial risk and other problems associated with unlicensed operators.

In California, anyone who contracts to perform work on a project that is valued at $500 or more for combined labor and materials costs must hold a current, valid license from the Contractors State License Board (CSLB). If you’re unsure about the validity of your contractor’s license, you can always check them by clicking here. There are some questions you need to ask yourself before you hire a contractor, and here are three of the more important questions you need to know the answer to.

What Kind of Contractor Do You Need?

  • Special Contractors are usually hired to perform a single and specific job. For example, if you need roofing or plumbing done, you can hire a subcontractor.
  • General Contractors may also be hired for specific jobs, but these jobs usually require specialty licenses from the city.

How Do I Find the Right Contractor?

  • Most licensed contractors are honest, competent, hardworking, and financially responsible. Remember you can always check if they’re licensed with the link above.
  • Shopping around for the right contractor is best way to get the best rates. Be weary of the lowest prices! It may be an indication that they’ve made an error in the past.
  • Asking for personal recommendations is a good way of getting one you know is a quality contractor.

To protect your assets and possessions you may need a quality homeowners insurance policy. For help finding the right insurance policy in Banning, Beaumont, Calimesa, or Redlands, California, contact the insurance professionals at Little & Sons Insurance Services.

Little & Sons Insurance Services

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Little and Sons Insurance Services is your complete insurance resource. Since we were established in 1922, we assist individuals and business owners with all of their insurance needs, whether it be for auto, home, or commercial insurance. As an independent, full-service insurance agency, our duty is to our clients’ best interests.

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