Homeowners insurance will pay for roof damages caused by covered perils, such as fire, hail, windstorm, vandalism, etc. However, your roof has to meet certain requirements to get comprehensive coverage through homeowners insurance. Do you know what are they? Let us discuss them.
Whether or not your roof will be covered by homeowners insurance depends on various factors, including:
Here are the different types of roof materials and their effect on the insurance cost:
New roofs will usually look and perform better, so you won’t have any issues in getting them covered at affordable rates. However, older roofs are more susceptible to water damage, leaks, damaged/worn-out shingles, etc, which can either cause costly repairs or further deteriorate your roof’s condition.
If your roof is 20 or more years old, your insurance provider may:
Here are the different roof shapes and how they impact your insurance premium:
Maintaining your roof in top shape can help you be eligible for comprehensive roof coverage under your homeowners insurance.
Follow these tips to maintain your roof in prime condition:
If you are looking for affordable homeowners insurance that includes broad coverage for your roof, contact our team today at Little & Sons Insurance Services. We will help you find the right coverage to protect your roof.
After 23 Years of serving our clients at our location in Beaumont, CA it is with a heavy heart that we are consolidating our operations to our Banning Office. We will be available all the same hours and will work to make this transition as smooth as possible. Thank you for your continued business and we look forward continuing to serve your insurance needs. Our contact information will stay the same so feel free to contact us.