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Employee Benefits Every Business Should (And Legally Has To) Offer

Little & Sons Insurance Group / Blog  / Employee Benefits Every Business Should (And Legally Has To) Offer

Employee Benefits Every Business Should (And Legally Has To) Offer

Employee Benefits Every Business Should OfferIn order to be functioning legally, your business needs to offer these employee benefits.

We tend to think of employee benefits as extra incentive to draw the best people to your team and keep them there. In fact, though, there are some employee benefits that aren’t just “extras,” but are actually legally required. Here are a few employee benefits every business should offer if they want to comply with the law.

  • Workers’ Compensation: If you have even one employee, you need this coverage to protect them if injuries or illnesses are sustained on the job. This policy will cover their lost wages and medical expenses.
  • Social Security: You help the government offer your employees Social Security benefits down the road by collecting Social Security taxes from them and paying those taxes yourself.
  • Disability Insurance: If one of your staff members becomes disabled in the course of work and the disability prevents him or her from continuing to work, this insurance pays at least a portion of the lost wages. California requires this type of coverage.
  • Leave: California’s Healthy Workplace Healthy Family Act requires that you offer any employee who has worked 30 days or more paid sick leave. Furthermore, the Family and Medical Leave Act requires that you give employees up to 12 weeks of job-protected, unpaid leave in any given year to care for their newborn, an ailing family member, or their own health.
  • Unemployment Insurance: Your business is responsible for taking money from your employee’s paychecks to pay into the social welfare program that provides for unemployed individuals.

For more information, contact Little & Sons Insurance Services. We serve business owners in Banning, Beaumont, Calimesa, Redlands, and the surrounding California area through comprehensive business insurance solutions to meet their unique needs. To get the policies you need to protect your business and be legally compliant, call us today!

Little & Sons Insurance Services

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Little and Sons Insurance Services is your complete insurance resource. Since we were established in 1922, we assist individuals and business owners with all of their insurance needs, whether it be for auto, home, or commercial insurance. As an independent, full-service insurance agency, our duty is to our clients’ best interests.

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After 23 Years of serving our clients at our location in Beaumont, CA it is with a heavy heart that we are consolidating our operations to our Banning Office. We will be available all the same hours and will work to make this transition as smooth as possible. Thank you for your continued business and we look forward continuing to serve your insurance needs. Our contact information will stay the same so feel free to contact us.

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