Do You Need Single Event Insurance for a Wedding or Party?
Insurance to Protect Your Special Day
Whether you’re planning your big day or hosting a charity run, it’s important that you consider your insurance implications. The day should go off without a hitch – and insurance can help you to do just that. With special event insurance, you’re protected in case accidents happen – so that you can breathe easier while having fun! What’s more, if the worst happens and the event needs to be canceled, your investment is safeguarded.
What is special event insurance?
Special event insurance – also known as one-day event insurance – is designed to protect you from financial loss for a specific occasion, such as a wedding. It can cover your costs in case you unexpectedly need to cancel. It can also protect you if you’re responsible for property damage or injuries that occur during the event. Plus, you can add on coverage to protect items such as dresses and cakes.
Do I need insurance for my event?
Many venues will require you to purchase general liability insurance for your event to protect you and them in case someone gets hurt or the property is damaged. You might even be at risk of losing your event location if you don’t provide proof of insurance.
When should I buy special event insurance?
Keep in mind that it’s a good idea to purchase special event insurance as soon as you start making deposits or purchases for your event. There may also be restrictions on when you can purchase coverage – often no later than two weeks before your event but no sooner than two years prior.
Do you need help securing special event insurance? talk to the professionals at Little & Sons Insurance Services, serving Banning and neighboring cities in California – We look forward to working with you.