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Eliminating Discretionary Spending For More Important Expenses

Eliminating Discretionary Spending For More Important Expenses Eliminating Discretionary Spending For More Important Expenses

Jun 15, 2015

Personal Insurance

Cutting Unnecessary Expenses to Get the Coverage you Really NeedWays To Make Insurance Coverage More Affordable Cutting unnecessary expenses to get the coverage you really need is an easy way to increase your insurance coverage without negatively affecting your quality of life. If you are one of the many individuals who enjoys their discretionary spending but still complains about affording insurance, it is time to start cutting expenses out of your day. Not only will you be able to increase the limits of your standard policies by doing this, but you may also be able to increase your monthly savings. Unnecessary Expenses You May Want To Do Without:
  • Are you an avid coffee drinker but still head to Starbucks every morning? It is time to buy an espresso machine or Keurig and stop wasting your money on a daily $5 coffee. There is no reason why you should be spending close to $2,000 to get your daily rush of caffeine.
  • Dining out regularly can also be hindering your expenses. Rather than spending your money on take out lunch and fancy dinners, opt to take a cooking class! Not only will you be able to start saving by cooking at home more, but you will also feel much more accomplished eating lunch and dinner each day.
  • When you do dine out, think about what you are ordering. Do you always start your meal with a Caesar salad when you could easily make one at home for a quarter of the price? Do you always opt for avocado with your meal and a soda? Making wise purchases can help you save and put that money towards more important expenses, such as insurance coverage.
  • How often do you use your landline phone nowadays? Closing this account can help you put that monthly expense back into your pocket.
Serving Beaumont, Calimesa, Banning, Redlands, and surrounding Southern California cities, contact Little & Sons Insurance Group for all of your California insurance needs.
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