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Insuring Your College Student

Little & Sons Insurance Group / Personal Insurance  / Insuring Your College Student

Insuring Your College Student

 

Calimesa Rental Insurance As you become an “empty nester” and watch your child drive off to college, there are a variety of things on your mind. While at this moment you may be focusing on the sentimental emotions you are experiencing, it is important that you take a moment to make sure your college student will be properly insured. There are a variety of factors necessary for consideration, including:

  • If your child will be bringing their car to college, you must consider the auto insurance implications, especially if they are listed under your existing auto insurance policy. Depending on where they move to, you may need to adjust your insurance policy to meet the minimum coverage requirements of their new location. If your child will not be bringing their car to college, you may want to keep them on your auto insurance policy so that they can drive during school breaks. Ask your insurance provider if you can get a discount while they are living away at school.
  • If your child will be living in a dorm, your existing homeowners or renters insurance policy will likely cover their belongings, but at a limited amount. If your child will be bringing expensive valuables to their dorm, you may want to adjust the policy limits to cover those important items. However, if your child will be living off-campus, you will need to purchase a separate renters insurance policy, at an inexpensive cost.
  • As a parent, you may want to consider these insurance implications before the big move so that you don’t come across any unpleasant surprises after they move out.

Little & Sons Insurance Services has been providing California residents with personalized insurance services since 1922. Contact us today for all of your Calimesa insurance needs. We can help you determine the best plan to properly insure your college student through personalized auto insurance and rental insurance policies.

Little & Sons Insurance Services

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Little and Sons Insurance Services is your complete insurance resource. Since we were established in 1922, we assist individuals and business owners with all of their insurance needs, whether it be for auto, home, or commercial insurance. As an independent, full-service insurance agency, our duty is to our clients’ best interests.

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After 23 Years of serving our clients at our location in Beaumont, CA it is with a heavy heart that we are consolidating our operations to our Banning Office. We will be available all the same hours and will work to make this transition as smooth as possible. Thank you for your continued business and we look forward continuing to serve your insurance needs. Our contact information will stay the same so feel free to contact us.

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