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Why Did Auto Insurance Premiums Go Up?

Little & Sons Insurance Group / Archive  / Why Did Auto Insurance Premiums Go Up?
Why Did Auto Insurance Premiums Go Up?

Why Did Auto Insurance Premiums Go Up?

Auto insurance in Banning is set to rise in 2017, which may not seem fair, but the reasons are valid. 

Auto insurance in Banning is scheduled to increase throughout the year. Drivers who have not filed a single claim may be surprised and perplexed as to why their premiums may have gone up. The reason goes back to the way that insurance companies can measure risk with some certainty, and that is statistics. There are several macro trends that play a huge part in this increase of insurance. If you are wondering why your auto insurance in Banning went up, here are a few of the reasons.

Increase in Miles Logged 

Americans are spending more time on the road than ever before. The more time you spend on the road, the higher likelihood you have of an accident. As more and more Americans spend more time on the road, insurance companies are almost forced to increase their rates in order to provide proper coverage.

Medical Costs Are Rising

Health insurance is up in the air at the moment, but that doesn’t stop health insurance premiums from rising in this for-profit market we have. These increases to health care roll into auto insurance as insurance companies must factor in the costs of injury claims.

Policy Holders Filing More Claims

While our cars may be safer than ever before, crashes are still rising. Distracted driving (i.e., human error) may be the culprit and that leads to an increase in accidents and, in turn, more claims. To help lower this statistic, keep your phone away and keep your eyes on the road.

Whether you like the increase or not, you still require the right auto insurance in Banning to protect you from the perils of the road. Contact the independent insurance professionals at Little & Sons Insurance Services for all of your car insurance needs in Banning, Beaumont, Calimesa, and surrounding California areas!

Little & Sons Insurance Services

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Little and Sons Insurance Services is your complete insurance resource. Since we were established in 1922, we assist individuals and business owners with all of their insurance needs, whether it be for auto, home, or commercial insurance. As an independent, full-service insurance agency, our duty is to our clients’ best interests.

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After 23 Years of serving our clients at our location in Beaumont, CA it is with a heavy heart that we are consolidating our operations to our Banning Office. We will be available all the same hours and will work to make this transition as smooth as possible. Thank you for your continued business and we look forward continuing to serve your insurance needs. Our contact information will stay the same so feel free to contact us.

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